Banklink ingests transactions, balances, and statements from every major South African bank, normalises them into one schema, and routes them to the destinations you already use.
Stop wiring bank statements together. Banklink ingests, normalises, and routes every account your business touches.
Underwrite from a live transaction feed. Salary detection, debit-order patterns, and 90-day disposable income, all returned in one call.
Pre-computed NCR-aligned affordability metrics so your credit team can decide in minutes, not days.
Detect mule accounts, flagged debit-order returns, and unusual cash deposits before you disburse.
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Businesses should not have to ask customers to download bank statements, attach them to emails, and send them in every time financial information is needed.
We believe people should be able to grant secure, read-only access to their bank transactions as easily as they connect their email or calendar to another service. Once authorised, that information should flow directly to the businesses that need it, structured, timely and ready to use.
Banklink is building that connection for South African banking.