Banklink

Banklink ingests transactions, balances, and statements from every major South African bank, normalises them into one schema, and routes them to the destinations you already use.

FNB Business Cheque

AVAILABLE BALANCE
R 142 480,20
INBOUND
R 103 100,00
OUTBOUND
-R 67 332,99
PULSES ACTIVE
3/4
Transaction volume
LAST 20 DAYS
Recent transactions
VIEW ALL →
28 Apr · 09:14Yoco card settlement · ZA-CPTINCOME+R 18 420,00
28 Apr · 08:52PaarlPrint (Pty) LtdEXPENSER 3 450,00
28 Apr · 07:30Wages run · AprilPAYROLLR 42 100,00
27 Apr · 16:21SARS · PAYETAXR 12 600,00
27 Apr · 11:47Takealot · order #88412EXPENSER 942,99
DEMO MODE
TRUSTED BY SOUTH AFRICAN MERCHANTS, LENDERS, AND BUILDERS
Klipfontein Capital
Sappi Bookkeeping
Bash & Bento
Spekboom Lending
Nimble Pay
Float Money
PaarlPrint
Zibuyile Co-op

Everything you need to move money data.

Stop wiring bank statements together. Banklink ingests, normalises, and routes every account your business touches.

Link Bank Account
close
Select your bank
Choose the bank you want to connect.

Built for the way you actually use bank data — one platform for four very different jobs.

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Real-time risk scoring

Underwrite from a live transaction feed. Salary detection, debit-order patterns, and 90-day disposable income, all returned in one call.

CREDIT SCORE
0
↑ +0
verified_user
Affordability checks

Pre-computed NCR-aligned affordability metrics so your credit team can decide in minutes, not days.

VERIFIED SALARY
R 0 / mo
shield
Fraud + first-payment-default signals

Detect mule accounts, flagged debit-order returns, and unusual cash deposits before you disburse.

NET FLOW · 12W
bolt
Live consent
analytics
90-day income
flag
Risk flags
history
Bureau-ready
savings
Disposable income
rule
NCR-aligned
description
Reason codes
webhook
Decision webhooks

Connected to every major South African bank.

One schema, one webhook, one source of truth.

bolt
Banklink
ONE SCHEMA
F
FNB
Business Cheque ...1234
R 142 480.20
C
Capitec
Savings ...8821
R 38 920.55
N
Nedbank
Card ...4419
R 12 488.00
I
Investec
Pvt Banking ...9023
R 482 100.00
T
TymeBank
EveryDay ...7012
R 8 240.10
Yoco settlement
INCOME
+R 18 420
PaarlPrint Pty
EXPENSE
-R 3 450
SARS · PAYE
TAX
-R 12 600
account_balance
FNB live
FNB is live today. Capitec, Nedbank, ABSA, Standard Bank, Investec and more are being added.
data_object
One schema
Every transaction, balance, and statement returned in a consistent shape — your code only learns it once.
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Consent-first
Every link backed by explicit user authorisation. Revocable, audited, and aligned with ISO 27001:2022 controls.
webhook
Real-time
Webhooks, SFTP, S3, email, or dashboard. Pulses run on your schedule with retries and replay built in.

Built for engineers, agents, and analysts.

CONSOLE

Loved by agents like

ClaudeOpenAI CodexOpenClawHermes
★ ★ ★ ★ ★  ·  CUSTOMER STORY

"We used to wait three days for a customer's bank statement, then another two to manually score it. With Banklink the data is in our underwriting model before the applicant has finished their coffee. Approvals went from 38% to 64%, and we sleep better at night."

NM
Nadia Mokoena
Head of Risk · Klipfontein Capital · Cape Town
"Reconciles three of our cheque accounts before our bookkeeper opens her laptop."
Tessa Vermaak · Founder · Sappi Bookkeeping (Stellenbosch)
"Ditched our PDF parser and a Zapier monthly fee. Pulses do all of it."
Sipho Dlamini · CTO · Bash & Bento Group

Businesses should not have to ask customers to download bank statements, attach them to emails, and send them in every time financial information is needed.

We believe people should be able to grant secure, read-only access to their bank transactions as easily as they connect their email or calendar to another service. Once authorised, that information should flow directly to the businesses that need it, structured, timely and ready to use.

Banklink is building that connection for South African banking.

Connected.

So your code doesn't have to be.
Talk to us