South African bank data,
for

BankLink ingests transactions, balances, and statements from every major South African bank, normalises them into one schema, and routes them to the destinations you already use.

ALL BANKS AVAILABLE
OVERVIEW · FNB ···1234

FNB Business Cheque

Last synced 2 min ago · 8 transactions in window
AVAILABLE BALANCE
R 142 480,20
INBOUND · 30D
R 103 100,00
↑ +12.4%
OUTBOUND · 30D
-R 67 332,99
↓ -3.1%
PULSES ACTIVE
3/4
↑ all healthy
Transaction volume
LAST 20 DAYS
Recent transactions
VIEW ALL (8) →
28 Apr · 09:14Yoco card settlement · ZA-CPTINCOME+R 18 420,00
28 Apr · 08:52PaarlPrint (Pty) LtdEXPENSER 3 450,00
28 Apr · 07:30Wages run · AprilPAYROLLR 42 100,00
27 Apr · 16:21SARS · PAYETAXR 12 600,00
27 Apr · 11:47Takealot · order #88412EXPENSER 942,99
DEMO MODE · NO DATA INGESTED
TRUSTED BY SOUTH AFRICAN MERCHANTS, LENDERS, AND BUILDERS
Klipfontein Capital
Sappi Bookkeeping
Bash & Bento
Spekboom Lending
Nimble Pay
Float Money
PaarlPrint
Zibuyile Co-op

Everything you need to move money data.

Stop wiring bank statements together. BankLink ingests, normalises, and routes every account your business touches.

Link Bank Account
close
Select your bank
Choose the bank you want to connect.

Built for the way you actually use bank data.

One platform, four very different jobs. Pick the use case — see the dashboard your team would actually use.

shield_lock
Real-time risk scoring

Underwrite from a live transaction feed. Salary detection, debit-order patterns, and 90-day disposable income, all returned in one call.

CREDIT SCORE
0
↑ +0
verified_user
Affordability checks

Pre-computed NCR-aligned affordability metrics so your credit team can decide in minutes, not days.

VERIFIED SALARY
R 0 / mo
shield
Fraud + first-payment-default signals

Detect mule accounts, flagged debit-order returns, and unusual cash deposits before you disburse.

NET FLOW · 12W
bolt
Live consent
Customer links once — you get fresh data on every check.
analytics
90-day income
Salary, UIF, side-income separated automatically.
flag
Risk flags
Returns, garnishees, gambling exposure, surrogate accounts.
history
Bureau-ready
Export bundle for SACRRA / TransUnion submissions.
savings
Disposable income
Recurring outflows pre-computed to a single number.
rule
NCR-aligned
Calculations follow National Credit Act guidance.
description
Reason codes
Every decision auditable, with the txns that drove it.
webhook
Decision webhooks
Push approve/decline events back to your system.

Connected to every major South African bank.

FNB, Capitec, Nedbank, ABSA, Standard Bank, Investec, TymeBank, Discovery, African Bank, and Bidvest.
One schema, one webhook, one source of truth.

bolt
BankLink
ONE SCHEMA
F
FNB
Business Cheque ···1234
R 142 480.20
C
Capitec
Savings ···8821
R 38 920.55
N
Nedbank
Card ···4419
R 12 488.00
I
Investec
Pvt Banking ···9023
R 482 100.00
T
TymeBank
EveryDay ···7012
R 8 240.10
Yoco settlement
INCOME
+R 18 420
PaarlPrint Pty
EXPENSE
-R 3 450
SARS · PAYE
TAX
-R 12 600
account_balance
10+ banks
FNB, Capitec, Nedbank, ABSA, Standard Bank, Investec, TymeBank, Discovery, African Bank, Bidvest.
data_object
One schema
Every transaction, balance, and statement returned in a consistent shape — your code only learns it once.
shield_lock
Consent-first
Every link backed by explicit user authorisation. Revocable, audited, and ISO 27001:2022 certified.
webhook
Real-time
Webhooks, SFTP, S3, email, or dashboard. Pulses run on your schedule with retries and replay built in.

Built for engineers, agents, and analysts.

REST + webhooks, SDKs for TypeScript and Python, full request logs, and an API console — so your team can ship in an afternoon, not a quarter.

CONSOLE

Loved by agents like

ClaudeCodexOpenClawHermes
★ ★ ★ ★ ★  ·  CUSTOMER STORY

"We used to wait three days for a customer's bank statement, then another two to manually score it. With BankLink the data is in our underwriting model before the applicant has finished their coffee. Approvals went from 38% to 64%, and we sleep better at night."

NM
Nadia Mokoena
Head of Risk · Klipfontein Capital · Cape Town
"Reconciles three of our cheque accounts before our bookkeeper opens her laptop."
Tessa Vermaak · Founder · Sappi Bookkeeping (Stellenbosch)
"Ditched our PDF parser and a Zapier monthly fee. Pulses do all of it."
Sipho Dlamini · CTO · Bash & Bento Group

BankLink came into existence because the South African construction companies were forever duct-taping screen scrapers, brittle PDF parsers, and CSV export hacks to piece together what information they could about their client's bank accounts.

At BankLink, we envision a future in which banking information flows seamlessly to your business, authorized, structured, and timely – no emails in your inbox, no “let me call you tomorrow”, and no engineer hacking away on CSV parsing imports at midnight.

All you will need to do is press a button and head for the braai.

Connected.

So your code doesn't have to be.
Talk to us